With new technologies constantly appearing, you need to be able to invest in IT solutions that will give your business the competitive edge.

Microsoft Financing is a unique financing solution that enables businesses to purchase software, services and hardware in a simple and affordable manner when they need it, within budget parameters.

Unlike other financiers’ options, the Microsoft Financing program offers total IT solution financing for various scenarios including 100 percent software or 100 percent software and services deals, as well as providing financing for other vendors’ products and partners’ services, where there is a Microsoft component.

Available only through Microsoft Partners, Microsoft Financing can help you:

• Get complete IT solutions – when you need them, within budget.
• Manage IT budgets efficiently – with predictable payment cycles.
• Conserve cash flows – to invest in other areas of your business.

In short, you can shift your focus from “What can we afford?” to “What does my business need?”

Microsoft Financing in action
It’s a fact that the vast majority of IT purchases are cash transactions that require hefty upfront payments.

Using Microsoft Financing can help eliminate hefty upfront costs and spread the payments in predictable instalments over the life of your IT investment.

Whether your budget is $3,000 or $1,000,000, by using Microsoft Financing you can increase your IT spend so that you can have the complete IT solution you need today.

The chart on this page illustrates the difference between a typical upfront cash-based transaction and one that incorporates Microsoft Financing.

By using Microsoft Financing in this example, the customer comes in 25 percent under their annual IT budget, giving them the ability to purchase their optimal IT solution and leaving them with budget for additional IT requirements.

Microsoft Financing also provides you with the flexibility to add IT solutions as your business needs change. You can make additions starting from $3,000 at any time during the term of the contract based on additional credit approval.

Microsoft Financing fundamentals
The Microsoft Financing program provides a solution that is simple and affordable because it involves:

• a principal-and-interest loan,
• total IT solution financing for software, services and hardware where there is a Microsoft component,
• loans from $3,000 with no pre-established maximum,
• loan terms from 2 to 3 years for amounts up to $10,000 and 2 to 5 years for amounts over $10,000,
• No application or management fees,
• Competitive rates determined by market conditions, term and size of loan.

The programme is also flexible and easy, since it provides:

• Finance for all IT providers’ products where there is a Microsoft component to the loan.
• The option of solutions being provided for upfront, annuity, milestone and deferred payment scenarios.
• The ability to add products and services from $3,000 at any time during the term of the contract based on additional credit approval.

Microsoft Financing is also fast, with quick turnarounds on credit approvals – 24 hours up to $100,000, 2 business days for amounts $100,000 to $500,000, 5 business days for amounts $500,000 to $1,000,000.

For more information

Contact your Microsoft Partner to obtain a quote or apply for Microsoft Financing.

To find a Microsoft Partner visit
http://directory.microsoft.com

For pre-sales-related queries,contact Microsoft
Ph: 0800 876 432
msfinancing@mss.co.nz
www.microsoft.co.nz/financing

8/6/8_ex_m_nl_h

This article provides you with general information only which does not take into account your objectives, financial situation or needs. You should consider seeking independent professional advice to ascertain whether Microsoft Financing is suitable for you. For some government customers, Microsoft Financing may not be a permitted solution. If you are a government customer, it is recommended that you independently check whether Microsoft Financing is appropriate for you before continuing.

Download the Microsoft Financing brochure here (PDF: 247kb)